保险行业区块链应用研究

Posted on 2019-03-26 Edited on 2020-11-02

Research on Blockchain Application in Insurance Industry

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Abstract：Blockchain technology will play an important role in digital transformation in insurance industry. This paper attempts to introduce CBGM (Consortium Blockchain Governance Model) which can help insurance institutions to leverage blockchain technology to build insurance digital ecosystem more efficiently. This paper leverages authors experience of applying blockchain technology in insurance industry recent years. Firstly, application scenarios of blockchain in insurance industry has been sorted out. Meanwhile, the challenges of using blockchain technology has been analyzed, whose one of the key challenges is how to manage consortium. Secondly, CBGM and 6 sub-modules have been developed and introduced which is targeted to provide common method to manage consortium. Finally, an example of using CBGM has been shared and proposal for insurance institution has been provided.
Key words： blockchain insurance consortium governance model project implementation

Abstract：Blockchain technology will play an important role in digital transformation in insurance industry. This paper attempts to introduce CBGM (Consortium Blockchain Governance Model) which can help insurance institutions to leverage blockchain technology to build insurance digital ecosystem more efficiently. This paper leverages authors experience of applying blockchain technology in insurance industry recent years. Firstly, application scenarios of blockchain in insurance industry has been sorted out. Meanwhile, the challenges of using blockchain technology has been analyzed, whose one of the key challenges is how to manage consortium. Secondly, CBGM and 6 sub-modules have been developed and introduced which is targeted to provide common method to manage consortium. Finally, an example of using CBGM has been shared and proposal for insurance institution has been provided.

Key words： blockchain insurance consortium governance model project implementation